GEM Policy

Last updated: May 2026

⚠️ GEMs Are NOT Virtual Currency

GEM service credits are NOT virtual currency, stored value, gift cards, e-money, or legal tender. GEMs are prepaid, consumable service access units — consumed upon use with no cash redemption value outside EMORA. GEMs are non-transferable between accounts, cannot be sold or exchanged, and expire upon permanent account closure.

1. What are GEMs?

GEMs are EMORA's prepaid service access credits. They are consumed when you use AI chat, generate images or videos, play TTS audio, pull gacha cards, or access other platform features. GEMs are not virtual currency, stored value, e-money, or legal tender of any kind. They have no real-world monetary value and cannot be exchanged or redeemed for cash outside the EMORA platform.

2. How to Earn Free GEMs

You can earn GEMs for free through several methods. Free GEMs are classified as Bonus GEMs and expire after 60 days of inactivity (see Section 6).

Method	GEM Reward	Condition
Sign-up Bonus	+5,000 GEM	Upon account creation
Daily Check-in	+10 GEM	Once per day
Ad Watch	+10 GEM	Max 5 times per day
Referral	+100 GEM	Both referrer and new user
Daily Mission	+10 GEM	Per mission (chat/image/video/community/rating)

3. Purchasing GEMs

GEM packages can be purchased at any time from the GEM Store. All payments are processed by Toss Payments Co., Ltd. (주식회사 토스페이먼츠) on behalf of Toast Corporation (주식회사 토스트) — Korean users are billed in KRW, international users in USD. Prices are inclusive of applicable taxes.

Package	Price	Base GEM	Total
Starter	$9.9 (₩14,900)	15,000 GEM	15,000 GEM
Popular ★	$29.9 (₩44,900)	50,000 GEM+5,000 bonus	55,000 GEM
Best Deal 🔥	$59.9 (₩89,900)	110,000 GEM+15,000 bonus	125,000 GEM

Bonus GEMs are extra GEMs awarded with that package purchase and reset the bonus GEM expiry window.

4. Usage Costs

GEM costs consumed per service use:

Service	GEM Cost
AI Chat (per message)	-30 GEM
AI Image Generation	-500 GEM
AI Video Generation	-1,500 GEM
Text-to-Speech (TTS)	-30 GEM
Gacha Card Pull (single)	-100 GEM

GEM costs may be adjusted via admin settings. Advance notice will be provided for material changes.

5. Payment Method (One-time Purchases Only)

All GEM purchases on EMORA are one-time, individual transactions. We do not offer subscription billing, recurring charges, or automatic top-ups. Each purchase requires explicit user approval.

One-time purchases only. No subscriptions or recurring billing.

6. GEM Expiry & Balance Rules

GEM Type	Expiry Period	Reset Condition
Bonus GEMs	60 days from last bonus credit	Any new bonus credit
Purchased GEMs	1 years (dormancy)	Any login or activity

An in-app warning and email notification will be sent 7 days before your bonus GEMs expire.
Expired GEMs are automatically removed from your balance and cannot be recovered.
When spending GEMs, bonus GEMs are deducted first, followed by purchased GEMs.
Purchased GEMs do not expire as long as your account remains active.

7. Refund Policy

Purchased GEMs are generally non-refundable as they are delivered immediately upon payment as digital service credits. However, unused purchased GEMs may be refunded within 7 days of purchase.

⚠️ Important Refund Rules:

Bonus GEMs (free, promotional, referral, mission) are never refundable under any circumstances.
When a refund is issued for purchased GEMs, any bonus GEMs granted with that purchase are deducted proportionally.
Refunds are processed to the original payment method only (3–10 business days).
GEMs that have already been spent are excluded from refund calculation.

To request a refund, contact administrator@tryemora.com with your account email and transaction ID within the applicable window.

8. No Cash Value & Non-Transferability

GEMs have no cash value and cannot be exchanged or redeemed for any form of cash, goods, or services outside the platform.
GEMs cannot be transferred between accounts.
GEMs cannot be sold, traded, gifted, or otherwise provided to a third party.
Remaining GEMs are forfeited upon permanent account closure.

9. Company & Payment Processor

Service Operator	Toast Corporation (주식회사 토스트)
Payment Processor (KR)	Toss Payments Co., Ltd. (주식회사 토스페이먼츠)
Payment Method	Credit / Debit Card (Toss Payments SDK v2)
Currency	KR: Korean Won (KRW, ₩) / Intl: US Dollar (USD, $)
Contact	administrator@tryemora.com

10. Regulatory Compliance

This GEM policy is designed in compliance with the following regulations:

EU Consumer Rights Directive 2011/83/EU (Art. 16m — digital goods)
Korea 전자상거래 등에서의 소비자보호에 관한 법률 (전자상거래법) Art. 17
Japan 特定商取引に関する法律 (Tokushoho)
California Civil Code §1749.5 (gift card / virtual currency dormancy)
EU General Data Protection Regulation (GDPR) — purchase data retention

11. Creator Revenue Payout

Approved creators earn 20% of GEMs spent by other users on their characters. The settlement method is determined by the creator's location as follows.

Location	Settlement Method	Minimum Threshold
Korean Creators	Toss Payments Settlement	Minimum 50,000 GEM earned
International Creators	PayPal Settlement	Minimum 50,000 GEM earned

Revenue share: 20% of GEM spend on the creator's characters.
Valid payment and tax information must be registered to receive payouts.
Creator revenue may be subject to applicable taxes in the creator's jurisdiction.
Revenue may be withheld or reversed for content policy violations.

For questions about this policy, contact administrator@tryemora.com.